Your credit score is a 3-digit number on a scale of 300 to 850 that suggests how creditworthy you are—meaning, how good you are with credit and how much they can trust you to pay back what you borrow. Potential lenders will use this number to decide what kinds of credit cards and loans to offer you. Generally, the higher the score, the better the offers. There are a few different types of scores, but the two best-known are your FICO Score and your VantageScore. They’re calculated based on the information on your credit report.

Generally speaking, there are five tiers of credit score. A good credit score is anything above 670

There are five main contributors to your credit score–payment history, amount of debt, length of credit history, credit mix, and new credit. Managing your credit wisely by paying your bills on time, paying debt down, and maintaining your current accounts could improve your score. Beyond these five factors, your credit could contain negative items that are unfair or inaccurate, which can stay on your reports for up to seven to 10 years. If you don't want to wait that long, you can try repairing your credit with our services.

Unfortunately, we can’t guarantee anything. But we can promise to help you work to address any unfair or inaccurate negative items hurting your credit profile.

Honestly, we can’t say. There’s no way to predict how long it will take to repair your credit, as every credit situation is different. That said, typically negative items are removed within 30 days. Past members have seen an average increase of 40 points in just 2 months and have typically stayed with us for six months—more on the credit repair timeline. Alpha Credit Solution offers long-term service to maintain the strength of your credit profile.